.legal-document-page{background:#f5f8fb;color:var(--ink)}
.legal-document-page :is(h1,h2,h3,p){text-wrap:pretty}
.legal-document-page :is(section,[id]){scroll-margin-top:105px}
.skip-link{position:fixed;top:10px;left:10px;z-index:9999;padding:10px 14px;border-radius:7px;background:#061827;color:#fff;transform:translateY(-150%)}
.skip-link:focus{transform:translateY(0)}
.legal-hero{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(300px,.6fr);gap:clamp(30px,6vw,90px);align-items:end;padding:clamp(70px,9vw,130px) clamp(20px,5vw,72px) clamp(44px,6vw,74px);background:radial-gradient(circle at 84% 18%,rgba(25,194,255,.18),transparent 30%),linear-gradient(180deg,#fff,#f5f8fb)}
.legal-hero-copy,.legal-hero-note{min-width:0}
.legal-hero h1{max-width:900px;margin:.12em 0 .35em;font-size:clamp(2.7rem,5.55vw,5.5rem);line-height:.94;letter-spacing:-.055em}
.legal-hero-copy>p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:clamp(1.05rem,1.6vw,1.3rem);line-height:1.65}
.legal-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}.legal-meta span{padding:8px 11px;border:1px solid rgba(21,94,239,.18);border-radius:999px;background:#fff;color:#37546b;font-size:.76rem;font-weight:850}
.legal-hero-note{padding:26px;border:1px solid rgba(25,194,255,.24);border-radius:16px;background:#061827;color:#fff;box-shadow:0 24px 70px rgba(6,24,39,.16)}.legal-hero-note>span{display:block;color:#72def7;font-size:.72rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.legal-hero-note strong{display:block;margin:10px 0;font-size:1.4rem;line-height:1.3}.legal-hero-note p{margin:0;color:#b8c9d7;line-height:1.6}
.legal-jump-nav{position:sticky;top:72px;z-index:15;display:flex;gap:8px;overflow:auto;padding:12px clamp(20px,5vw,72px);border-block:1px solid #dbe5ec;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);scrollbar-width:none}.legal-jump-nav a{flex:0 0 auto;padding:8px 11px;border-radius:7px;color:#486277;font-size:.78rem;font-weight:850;text-decoration:none}.legal-jump-nav a:hover{background:#eaf5fa;color:#096f96}
.legal-section{padding:clamp(58px,8vw,104px) clamp(20px,5vw,72px)}.legal-section-heading{max-width:820px;margin-bottom:34px}.legal-section-heading h2,.legal-related h2{margin:.15em 0 .25em;font-size:clamp(2rem,4.5vw,4.4rem);letter-spacing:-.05em}.legal-section-heading>p:last-child{color:var(--muted);font-size:1.05rem}
.care-comparison{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.care-summary-card{display:flex;flex-direction:column;min-height:360px;padding:28px;border:1px solid #d8e4ec;border-radius:15px;background:#fff;box-shadow:0 14px 42px rgba(6,24,39,.05)}.care-summary-card.featured{border-color:#26a9d0;box-shadow:0 20px 54px rgba(16,126,165,.13)}.care-summary-card span{color:#0b87af;font-size:.72rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.care-summary-card h3{margin:8px 0 4px;font-size:1.65rem}.care-price{margin:0;color:#061827;font-size:2.15rem;font-weight:900}.care-price small{font-size:.8rem}.care-summary-card ul{display:grid;gap:10px;padding:0;margin:28px 0;list-style:none;color:#526a7d}.care-summary-card li{position:relative;padding-left:24px}.care-summary-card li::before{content:'✓';position:absolute;left:0;color:#0a9b6c;font-weight:900}.care-summary-card>a{margin-top:auto;color:#0b7ba2;font-weight:900;text-decoration:none}
.terms-overview{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.terms-overview-card{display:grid;align-content:start;min-height:220px;padding:24px;border:1px solid #d8e4ec;border-radius:14px;background:#fff;color:inherit;text-decoration:none;box-shadow:0 14px 42px rgba(6,24,39,.05)}.terms-overview-card:hover{border-color:#26a9d0;box-shadow:0 18px 50px rgba(16,126,165,.12)}.terms-overview-card>span{display:grid;place-items:center;width:38px;height:38px;margin-bottom:28px;border-radius:50%;background:#e9f7fb;color:#087da6;font-size:.72rem;font-weight:900}.terms-overview-card strong{font-size:1.05rem}.terms-overview-card p{margin:8px 0 0;color:#607789;font-size:.9rem;line-height:1.6}
.legal-content-shell{display:grid;grid-template-columns:270px minmax(0,900px);gap:clamp(28px,5vw,76px);align-items:start;padding:0 clamp(20px,5vw,72px) clamp(70px,9vw,120px)}
.legal-toc{position:sticky;top:145px;max-height:calc(100vh - 165px);overflow:auto;padding:22px;border:1px solid #d8e4ec;border-radius:13px;background:#fff}.legal-toc>span{color:#7b8f9e;font-size:.7rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.legal-toc nav{display:grid;margin-top:10px}.legal-toc nav a{padding:10px 0;border-bottom:1px solid #edf2f5;color:#37546b;font-size:.83rem;font-weight:800;text-decoration:none}.legal-toc nav a:hover{color:#0b7ba2}.legal-help{margin-top:20px;padding:16px;border-radius:9px;background:#eef8fb}.legal-help strong{font-size:.9rem}.legal-help p{margin:5px 0 10px;color:#607789;font-size:.8rem}.legal-help a{color:#08779f;font-size:.82rem;font-weight:900}
.legal-article{border:1px solid #d8e4ec;border-radius:16px;background:#fff;box-shadow:0 18px 60px rgba(6,24,39,.06)}.legal-article>section{display:grid;grid-template-columns:52px minmax(0,1fr);gap:20px;padding:clamp(26px,4vw,46px)}.legal-article>section+section{border-top:1px solid #e1e9ef}.legal-clause-number{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#e9f7fb;color:#087da6;font-size:.78rem;font-weight:900}.legal-kicker{margin:0 0 4px;color:#0b86ad!important;font-size:.72rem!important;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.legal-article h2{margin:0 0 12px;font-size:clamp(1.55rem,3vw,2.35rem)}.legal-article p,.legal-article li{color:#536b7e;line-height:1.75}.legal-check-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;padding:0;margin:22px 0 0;list-style:none}.legal-check-list li{position:relative;padding:12px 12px 12px 38px;border:1px solid #e4ebf0;border-radius:8px;background:#fbfdfe}.legal-check-list li::before{content:'✓';position:absolute;left:14px;color:#08a371;font-weight:900}.legal-exclusion{background:#fffaf2}.legal-exclusion ul{padding-left:20px}.legal-notice{display:grid;gap:4px;margin-top:20px;padding:18px;border-left:4px solid #17a4cb;border-radius:7px;background:#eef8fb}.legal-notice span{color:#536b7e;font-size:.9rem;line-height:1.5}
.legal-bullet-list,.legal-number-list{display:grid;gap:8px;margin:18px 0;padding-left:22px}.legal-inline-link{color:#087da6;font-weight:800;text-underline-offset:3px}
.legal-related{display:grid;grid-template-columns:minmax(240px,.45fr) minmax(0,1fr);gap:40px;padding:clamp(52px,8vw,95px) clamp(20px,5vw,72px);background:#061827;color:#fff}.legal-related .eyebrow{color:#4cd4f4}.legal-related nav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.legal-related nav a{padding:22px;border:1px solid rgba(147,197,253,.2);border-radius:11px;background:rgba(255,255,255,.04);color:#fff;text-decoration:none}.legal-related nav a:hover{border-color:#42c9eb;background:rgba(66,201,235,.09)}.legal-related nav span{display:block;font-weight:900}.legal-related nav small{display:block;margin-top:7px;color:#9fb5c7;line-height:1.5}
.legal-footer{display:grid;grid-template-columns:1fr auto auto;gap:24px;align-items:center;padding:24px clamp(20px,5vw,72px);border-top:1px solid rgba(147,197,253,.14);background:#04121f;color:#8fa8ba}.legal-footer .brand{color:#fff}.legal-footer .brand-mark{width:34px;height:34px}.legal-footer p{margin:0;font-size:.78rem}.legal-footer>a:last-child{color:#b8dff0;font-weight:800}
@media(max-width:980px){.legal-hero{grid-template-columns:1fr}.care-comparison{grid-template-columns:1fr}.care-summary-card{min-height:0}.terms-overview{grid-template-columns:repeat(2,minmax(0,1fr))}.terms-overview-card{min-height:190px}.legal-content-shell{grid-template-columns:1fr}.legal-toc{position:static;max-height:none;overflow:visible}.legal-toc nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px}.legal-related{grid-template-columns:1fr}.legal-footer{grid-template-columns:1fr}.legal-footer>*{justify-self:start}}
@media(max-width:680px){.legal-hero h1{font-size:clamp(2.25rem,11vw,3.2rem)}.legal-jump-nav{top:64px}.terms-overview,.legal-check-list,.legal-related nav{grid-template-columns:1fr}.terms-overview-card{min-height:0}.legal-article>section{grid-template-columns:1fr}.legal-toc nav{grid-template-columns:1fr}.legal-meta span{font-size:.7rem}.legal-hero-note{padding:20px}}
@media(prefers-reduced-motion:reduce){.legal-document-page *{scroll-behavior:auto!important}}